HimalayaneLife Swarnim Jeewan Beema
This plan is specially designed to meet the increasing educational, marriage and other needs of growing children. At HimalayaneLife, we understand the value of securing child’s future and offer a plan “PrimeLife Swarnim” to help secure a bright future for children.
Key Features
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Insurance term can be determined as per requirement
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Premium payment frequency can be chosen as per convenience
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Sum insured can be chosen as per customer’s need
Product Launched On :- 10 July, 2008
Policy Requirements
Minimum Sum assured
50,000
Maximum Sum Assured
5,000,000
Minimum age of Child
0 Years
Maximum age of Child
15 Years nearest birthday
Minimum age of Proposer
18 Years
Maximum age of Propose
60 Years
Maximum maturity age of Proposer
60 Years
Minimum policy term
10 Years
Maximum policy term
30 Years
Premium Paying Term
Equal to policy term
Mode of Premium payment
Yearly, Half Yearly, Quarterly & Monthly
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Benefits
At the time of Maturity:
Full sum assured plus bonus
Death before maturity:
After commnecement of Risk :
Full sum assured plus bonus
Before commencement of Risk :
Refund of full premium paid after deducting riders premium, if any
Riders
Premium Waiver Benefit (PWB) and Monthly Incime Benefit (MIB)
MIB/PWB coverage is for proposer (i.e child's father or mother) with following features:
Minimum Rider Sum Assured
NPR 50,000
Maximum Rider Sum Assured
NPR 50,00,000
Minimum Rider Term
2 years
Maximum Rider Term
16 - age of child
Minimum Entry Age of Proposer
18
Maximum Entry Age of Proposer
58
Premium Payment Frequency
Yearly, Half Yearly, Quarterly and Monthly
Working...